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T+1 payouts: how 3,200 merchants reinvested their cash flow
Growth

T+1 payouts: how 3,200 merchants reinvested their cash flow

Next-day settlement isn't just a feature — it's a business model shift.

February 20, 2026·5 min read

When Rajan switched from a major food delivery platform to Camdell, the first thing he noticed wasn't the lower commission. It was the money in his account every morning.

"I was used to waiting 7-14 days for settlement. The first morning I woke up to a notification that ₹38,000 had hit my account — I checked three times thinking it was a mistake."

What merchants do with next-day cash

We asked 500 merchants who'd been on Camdell for 3+ months: "What did you do differently because of daily settlements?"

The top answers: 1. Restocked faster — No more rationing inventory waiting for the week's batch payout 2. Negotiated better with suppliers — Cash buyers get better prices 3. Ran more flash promotions — Knowing revenue was hitting daily made discounts feel less risky 4. Hired sooner — "I could see the cash coming in. Committing to a salary felt safer."

How T+1 works

Every order delivered before midnight on any day settles to your registered account by 9AM the next morning. There is no minimum balance, no transfer fee, and no application needed. It's automatic.

The money goes directly to your bank account or mobile wallet, whichever you registered at onboarding.

One thing people don't expect

It changes how you think about your business. When you see daily revenue, you start making daily decisions. Merchants on weekly settlement tend to think in weeks. On Camdell, you start thinking in days — and that cadence compounds.

Ready to sell?

Open your shop in 10 minutes.

No setup fee. Commission only on completed orders. Next-day payouts from day one.